tag:blogger.com,1999:blog-8138459.post109656864192918502..comments2023-07-05T06:44:34.278-04:00Comments on Simplify My Life: Small VictoriesUnknownnoreply@blogger.comBlogger2125tag:blogger.com,1999:blog-8138459.post-1096746761568706052004-10-02T15:52:00.000-04:002004-10-02T15:52:00.000-04:00That's great stuff and certainly something for me ...That's great stuff and certainly something for me to think about. <br /><br />My latest post mentions at possible $5000 windfall in November. Perhaps there's a better destination than the car payment? <br /><br />For my car, I do travel quite a distance to work each day. Reliable and comfortable are what I need in that area. If I reach my goal of having it paid off next year, and are working part time, a less expensive to operate car might be the answer at that time. My Jeep will have value still and I might be able to trade it for something a bit less...<br /><br />I'll check into that book as well. <br /><br />Thanks.Bhttps://www.blogger.com/profile/17338645723152652673noreply@blogger.comtag:blogger.com,1999:blog-8138459.post-1096658887598831482004-10-01T15:28:00.000-04:002004-10-01T15:28:00.000-04:00I really think you are on the right track to the r...I really think you are on the right track to the right track.<br /><br />I would recommend the book, "How to get what you want with the money you already have." Check it out on Amazon.<br /><br />The author talks about paying the minimum on debt because you and your dreams and goals are more important than sending off all your disposable income to payoff your bills.<br /><br />I know how it feels to be in debt, I was in my own hole once and I also wanted to pay it off ASAP. But when you send in money you don't really have you end up having to resort to credit again.<br /><br />Better, I think to pay the minimum and save as much as possible. Cash is king not available credit. Factor the minimum on your bills as a fixed recurring expense in your budget then forget it. Do not fixate on the interest charges. Instead focus on the positive: the growing balance in your savings account!<br /><br />We all have certain nicities we want in our life, is yours a nice car? Add your car payment, insurance, gas, and other auto maintenance costs (tires, oil changes, replacement cost, etc.) and you're looking at about $1000 a month...ouch!<br /><br />Is transportation really worth that to you? Can you figure out a way to cut that in half?<br /><br />R/Anonymousnoreply@blogger.com